Chapter 13 Bankruptcy

Kanzer Law COVID-19 Virus Updates

Tuesday, March 24th, 2020

Please be advised that New York has temporarily suspended debt collection  only for money owed to the State . New Yorkers who owe money to the state, effective immediately, will no longer have to pay their student debt, medical debt, and other forms of state-referred debt, for at least 30 days because of the COVD-19...  read more

Which Is Better: Chapter 7 Bankruptcy or Chapter 13?

Saturday, November 30th, 2019

If you’ve decided you need to file for bankruptcy, you may wonder which option is better, Chapter 7 or Chapter 13. One option isn’t better than the other. In fact, both can be excellent options in certain situations. It all comes down to your personal situation and what you need out of your bankruptcy. In...  read more

Can I Cancel My Bankruptcy?

Friday, November 15th, 2019

If you’ve filed for bankruptcy, but later get a better paying job or decide that it’s not the solution you thought it was, can you cancel it? Bankruptcy is a court process, and it does take time. During that time, your financial situation can change. Fortunately, in some cases, it is possible to cancel your...  read more

How Does Business Bankruptcy Differ from Personal Bankruptcy?

Tuesday, October 15th, 2019

If your business is suffering, you may be considering filing for bankruptcy. While business bankruptcy and personal bankruptcy both serve as a way of reducing, restructuring, or eliminating debt to make it easier to become financially stable, the two processes are slightly different. Here are a few of the key differences between personal and business...  read more

How Does Bankruptcy Affect Student Loans?

Monday, July 15th, 2019

If you’re thinking about filing for bankruptcy, you need to understand how it will affect all of your debt. This includes your student loan debt. While it’s often very difficult to have your student loans wiped away during Chapter 7 bankruptcy, it’s not completely impossible. However, it is important that you go into the bankruptcy...  read more

Can I File for Bankruptcy During My Divorce?

Friday, February 15th, 2019

Dealing with a divorce is never easy, and it often puts you in a very difficult place financially. If you and your soon-to-be-ex have already started separating your incomes, you may already be operating off a budget smaller than what you’re used to. Divorce also means paying a number of legal fees. This can leave...  read more

Will Filing Bankruptcy Affect My Ability to Get a Job?

Wednesday, January 30th, 2019

If you’re considering filing bankruptcy, you want to make certain you’ve looked at all of the different angles and understand all of the consequences that come with this decision. There are times when bankruptcy is certainly the right answer, but there are still things you need to think about first. If you’re considering changing jobs,...  read more

Top 3 Wrong Bankruptcy “Facts” People Shouldn’t Believe

Thursday, November 29th, 2018

Filing for bankruptcy is a complex legal process that will affect everyone a little differently. Because of this, there are a number of myths and misinformation out there that you may have heard and believed. Before you start the bankruptcy process, you’re going to want to talk to a legal expert to get an idea...  read more

I’m a Little Behind on Bills – Should I File Bankruptcy?

Friday, October 19th, 2018

You’ve missed a few payments on your credit cards. You’re a month behind on one of your utility bills. You’ve told your landlord you absolutely will be able to pay your rent…it will just be two weeks late. If you’re in this financial situation and there doesn’t seem to be any solution in sight, is...  read more

What Will I Lose if I File Bankruptcy?

Wednesday, August 15th, 2018

Many people put off filing for bankruptcy because they believe they will lose everything they have. They’re concerned that their creditors will be able to seize their home, their vehicles, and even their possessions. However, that’s not always the case. There are different types of bankruptcy, and each bankruptcy situation is different. This means it...  read more

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